On a Visa?Want to buy a House?

Eligibility CalculatorFree Consultation

We specialise in helping customers who are on a visa to get their dream home in the UK.

Stop Renting – Start Owning

Visa Holders We Specialise In

Skilled Worker

Tier 2 & Skilled Worker visa holders in employment

Spouse Visa

Partners of British citizens & settled persons

Graduate Visa

Post-study work visa holders building their careers

Global Talent

Exceptional talent & promise in specialist fields

About Us

We are UK based, FCA regulated Mortgage & Protection Advice service which specialises in helping people who do not have ILR (Indefinite Leave to Remain). At Visa Mortgages, we believe that if you are contributing to the UK's economy, culture, and future, you deserve a place to call your own.

For many on a Skilled Worker, Spouse, Graduate, or Global Talent visa, the path to a mortgage feels blocked by red tape and rigid banking criteria. We are here to clear that path.

Happy family in new home

Why We Started

We founded Visa Mortgages after noticing a massive gap in the UK mortgage market. Thousands of hardworking professionals were being turned away by lenders simply because of their visa status. We decided to change that. Whether you have five years left on your visa or five months, we know which lenders will look at your full potential, not just your passport.

We are your partners in transition. From the moment you start saving for a deposit to the day you pick up your keys, we are here to ensure that your “temporary” status never stands in the way of your permanent dreams.

Our Promise to You

Buying a Home is more than a financial transaction. It's the moment a new country truly becomes “home”.

Our team is dedicated to:

  • Specialist KnowledgeWe stay ahead of every policy change affecting Health & Care Workers, Researchers, and Entrepreneurs.
  • Radical TransparencyNo jargon, no hidden fees, and no false hope. Just clear, honest advice.
  • Relentless AdvocacyWe don't just submit applications; we build a case for you, fighting to ensure lenders see the value you bring to the UK.

How It Works: Your Path to a UK Home

Getting a mortgage on a visa shouldn't feel like a second immigration interview. We've streamlined the process into four simple steps.

01

Check Eligibility

Start with our Visa-Mortgage Calculator to get an instant snapshot of your borrowing potential.

Try Calculator
02

Free Consultation

Book a 15-minute call to review details, discuss deposit, and answer 'what-ifs' with no pressure.

Book a Call
03

Custom Roadmap

We scour our network of specialist lenders to find the best rates for your specific visa status.

04

Completion

From submitting paperwork to instructing solicitors, we manage the entire process for you.